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Financial Assistance & Scholarships


In MGS, we seek to give every girl a meaningful schooling experience and to help her to MASTER to GROW and to SERVE in every phase of her life. The school has put in place comprehensive financial assistance schemes such as the MOE Independent School Bursary (ISB), school-administered scholarships and bursaries to help students with financial need to reach their full potential for service and contribution beyond the school community.

School-administered financial aid, depending on the level of subsidy, besides school fees, may include subsidies for enrichment programme fees, co-curricular activities (CCA) co-payment fees and compulsory level-wide school activities.

Students who require financial aid at any point of time may approach student_affairs@mgs.sch.edu.sg / Finance Office (Level 1) directly or through their Form Teacher for assistance.


Eligibility Criteria

  • Student must be a Singapore Citizen
  • Either the monthly Gross household income must meet one of the income criteria, Gross Household Income (GHI) or the Per Capita Income (PCI) criterion must be satisfied

Income Criteria & Benefits

From 1 Jan 2023 the revised benefits are as shown in the table below:

Monthly Gross Household Income Per Capital Income Benefits
Not exceeding
Not exceeding
  • 100% subsidy of school and miscellaneous fees
  • Free textbooks and school attire at Secondary level
  • $17 transport subsidy per month, capped at $204 per annum (for students taking public transport) 2
  • School meal subsidies of $3.50 per meal for 10 meals per school week
  • Full subsidy for exam fees 1
$3,001 - $4,400  $751 - $1,100  Subsidy such that student pays the equivalent of government and government-aided school (GGAS) fee^ 
 $4,401 - $7,500 $1,101 - $1,875           Subsidy such that student pays the equivalent of 1.5 times GGAS fee ^ 
 $7,501 - $10,000 $1,876 - $2,500 33% subsidy of school fees and miscellaneous fees 

1 Applicable only to Singapore Citizen students enrolled in the International Baccalaureate Diploma Programme (IBDP) in Government-funded schools. Exam fees for GCE ‘O’ and ‘A’ levels are waived for all Singapore Citizens in Government-funded schools.
2 The public transport subsidy will only be provided from the effective month of the MOE ISB till December of the year.
^ GGAS fee comprises school fee, standard miscellaneous fees and maximum 2nd tier miscellaneous fees payable by Singapore Citizen students studying in GGAS.
**Need to only satisfy either the GHI or the PCI criterion. PCI is computed based on GHI divided by the number of members in the household (including parents, siblings and grandparents).

Application Procedure

Students may apply for MOE-ISB throughout the year as exigencies of each family’s financial situation demand. The bursary granted will take effect from the month the application is approved and will not be back-dated to January.
    With effect from 2019, active recipients of ComCare assistance could be directly awarded the ISB. Applicants need to provide a copy of the following with their ISB application form:

    • a valid ComCare approval letter or LTA (also known as Public Assistance) card; and
    • the Annex provided together with the ComCare approval letter.

    All MOE-ISB approved will be valid till December of the year. Fresh applications will have to be submitted for each academic year.

    Click here for ISB Application Form 2023.


    Edusave Scholarships for Independent Schools (ESIS)

    These scholarships are offered to academically strong students attending independent schools. The award value of the ESIS is up to $2,400 per year. Only Singapore citizens are eligible.
    • ESIS (Y1)
    • ESIS (Y3)
    • ESIS (Yearly Award)

    Click here for more information.

    Music Elective Programme (MEP)

    Students of all nationalities who are admitted into the MEP within an Independent School are eligible for a fee subsidy up to a cap of $2400 per student per year.

    Click here for more information.

    MOE UPLIFT Scholarship

    With effect from 1 April 2019, MOE has introduced the UPLIFT Scholarship to recognise the achievements of students in Independent Schools who have performed well academically or in specific talent areas, and are from lower income families.
    The UPLIFT Scholarship is awarded to students who are:
    1. Singapore Citizens attending Independent Schools;
    2. Admitted to the school through Direct School Admission or qualified for the Edusave Scholarships for Independent Schools; and
    3. From families with gross monthly household income (GHI) ≤ $3,000, or gross monthly household per capita income (PCI) ≤ $750 (PCI = GHI divided by number of household members). (Note: these students qualify for 100% fee subsidy under the Independent School Bursary (ISB)).
    ISB recipients receiving 100% fee subsidy will be auto-awarded the UPLIFT Scholarship.
    Click here for more information.